Debt Planner & Calculator with Banking Ledger

A beautiful, simple-to-use debt calculator and a monthly finance planner!

What this app does: Organizes and plans out your debt. Tells you HOW long it will take to get out of debt with some basic monthly details. Up to SIX (6) debts supported * and four (4) payoff strategies -- not including the debt snowball method which can be turned on for each.

As of March 2017 we have added a place to add Bank Accounts and manage your account ledgers! (As always, NO personal information required -- and we do NOT connect to your any accounts!). Enter each checking or savings account transactions manually and keep track of how much cash you have on hand! We have added a new Dashboard to keep track of your total debt, total cash, and upcoming payment reminders!

Also:

- We allow for Fixed or Variable payments.

- Monthly payment reminders in your device status bar (requires the app permission "When reboot is finished")

- Auto backup and restore!

- Export monthly planner to .csv, file.

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NOTE: There is a new, one-time, and very optional in-app purchase that will unlock (1) removing ads, (2) allow for unlimited debt, (3) allow for unlimited bank accounts, and (4) gives you access to custom monthly payments. This way you do not need to upgrade to a brand new app for more features. This small charge will support future development to this app.

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HOW TO USE THIS APP:

This app is designed for those who have a basic idea of what they need to pay this month. We will determine the rest based on your options. There is no option to tell us your budget.

Rather than giving us a lump-sum payment amount, THE USER WILL DECIDE how much to pay in the first round of payments FOR EACH CARD. Not the minimums, but your actual planned payments. We will then take those numbers and make the needed adjustments as time goes on. In this way, you have greater flexibility to manage over your debt. You can play with the numbers to tweak your own plan.

NOTE: This app does not support bi-weekly payments (only monthly).

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SUPPLEMENTAL INFO

Debt Planner will provide you with a quick, simple way of calculating different aspects of your current debt including the time it will take to pay off, the total interest fees over the lifetime of the debt, your current APR fee, and more! Whether it is credit cards, auto loans, personal loans, you can calculate it. It will also factor in potential balance transfer fees and promotional rates as well!

Calculations in this app are very accurate. Remember, if you feed it bogus numbers, you might get a bogus answer! It can only contain so many built-in protections!

Disclaimer: Debt Planner will simply give an approximate amount of time (in months) that you will be debt-free. There are many real world factors that will put you at a different end-date. In order to meet the formulated date, you must try to pay as close to your specified monthly payment goal as possible.

* EU Users can get up to 4 debts supported for free. They also receive an ad free experience.

一个美丽的，简单易用的债务计算器和月度财务策划师！

这个应用程式的功能：组织和规划你的债务。告诉您如何需要多长时间来摆脱债务的一些基本月租细节。支持多达六（6）债务*和四（4）回报策略 - 不包括可开启每个债务滚雪球的方法。

截至2017年三月，我们已经增加了一个地方加入银行帐户和管理您的帐户分类帐！ （像往常一样，不需要个人信息 - 我们不要连接到您的任何帐户！）。输入每个支票或储蓄帐户手动交易和跟踪你有多少现金手头上有！我们增加了一个新的仪表板来跟踪你的总债务，总现金和即将到来的催款！

也：

- 我们允许固定或可变付款。

- 在你的设备状态栏每月支付提醒（需要“重新启动时完成”应用程序许可）

- 自动备份和恢复！

- 出口月度规划师为.csv，文件。

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注意：有一个新的，一次性的，并且很随意的应用程序内购买，将解锁（1）去除广告，（2）允许无限制的债务;（3）允许无限制的银行账户;（4）给你访问定制每月付款。这样，您就不需要升级到一个全新的应用程序更多的功能。这个小电荷将支持未来的发展，这个应用程序。

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如何使用这个应用程序：

这个应用程序是专门为那些谁拥有他们需要在这个月支付什么基本的想法。我们将确定根据您的其余选项。没有任何选项来告诉我们您的预算。

而不是给我们一个一次性付款金额，用户将决定多少在第一轮每张卡支付的支付。不是最低，但是您的实际计划付款。然后，我们将采取这些数字并作出必要的调整，随着时间的推移。通过这种方式，你有更大的灵活性，以管理超过你的债务。你可以用数字玩来调整自己的计划。

注：此应用程序不支持双周付款（仅每月一次）。

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补充信息

债务计划将为您提供计算当前的债务的不同方面，包括时间的快速，简单的方法，将采取还清，总利息费用超过债务的寿命，你目前的年利率费，以及更多！无论是信用卡，汽车贷款，个人贷款，你可以计算出它。它还将因素，潜在的资产转让费和促销价格，以及！

在此应用程序的计算是非常准确的。记住，如果你给它伪造的数字，你可能会得到一个虚假的答案！它只能容纳这么多的内置功能！

免责声明：债务计划要简单的给出的大致时间量（月），你将是无债一身轻。有许多现实世界的因素，这将让你以不同的结束日期。为了满足配制日期，你必须尝试要尽可能接近您指定的每月付款的目标成为可能。

*欧盟用户最多可以得到支持的免费4个债务。他们还收到广告免费体验。